People on average in United States spend $1,230 dollar to insure one vehicle per year, but

in many parts of the country ,premiums can reach thousands of dollars depend where you

live. Then you may stick with those question how can I lower my car insurance, first what

you have to do is to find out what is your age and how long you have driving license, how

often you receive ticket for speeding and how many ticket you have receive for braking law,

then you need to find out a good quote for your car insurance shop around, Google it this

what most expert recommend shop around until you find satisfy rate. The best way is to 

raise  your deductible, let say you pay now $250  you may easily raise your deductible to

$500 dollars and will save you on average of $25 dollars a month that add total a $300 a

year! What is additional way to save on car insurance?  You need to snag low mileage

discount  if you drive less than 7,5000 miles per year you can receive credit, also try to

bundle your policies, if you buy policy for your car, home, medical  or life insurance in

the same company then you will receive about 30% discount on all your product and services

depend on company . Another aspect you should consider is shop around for the best deal

according to U.S Department survey people can save on average $540 dollar a year by

shopping for the best policies. One of the most you need to be aware is your discount many

people don’t even know how this work here are some discount
Combination Discount- you can receive off 10% to 15% from your premiums if you insure both

your home and your car with the same company or by insuring more than one car with the same

company by you need to remember to ask agent for discount otherwise company will not give

you that discount
Defensive-Driving classes it could save you up to 15% discount on premiums and is mostly

for those people that are taking first exam for driving license with is mostly student

Good Student Discounts- Students with GPAs of 3.0 or higher can be eligible for discounts

as much as 25%. In some cases, young male or female drivers may benefit from this more ,

since premium are typically hire because young people don’t have a driving record

Retirement Discounts- Be sure to let your insurer know when you retire- particularly if you

retire at a relatively young age you may receive discount and a big break on a premiums

talk to your car insurance agent and ask for all discount that are available

Association and Group Discounts if you are affiliate with company or business partner then

you probably will receive additional discount of 5% but if you add those entire discount

together will save you more than 40% on your annual premium

Safety Discounts- this varies depend what you have and what states you live, if you have

antilock brakes, airbag, and automatic seat belts and antitheft devices then you could be

eligible for additional discount of 12% and of course there is one more  discount call

Loyalty if you stay with the same company for more than one year, you can earn a break of

10% or more on your premiums so if you add all those together then you will save yourself a

lot of money on your car premium