FCmoney® Forums User Guidelines

[fcmoney]

Fcmoney® Forums User Guidelines

Our Mission
Fcmoney® provides Fcmoney Forums as an educational and entertaining platform for U.S. consumers to share their credit knowledge and credit-related personal experiences as well credit card, mortgage,refinancing and home equity with other members of this online consumer community. We encourage you to visit Fcmoney® Forums often to read and participate in discussions about credit score, credit card, loans , and resolving financial difficulties, and other topics of interest to this community. It is our belief that through financial education and taking greater individual control of personal finances, consumers are better able to achieve the financial goals that will help to enrich and fulfill their lives. We hope you enjoy Fcmoney® Forums!

Welcome to Fcmoney®Forums
To ensure that Fcmoney Forums remains useful and enjoyable for all online community members, upon registering you will be expected to observe the following Fcmoney®Forums User Guidelines:

Questions about Fcmoney® Forums
New Fcmoney® Forums participants with questions about posting to the message boards are encouraged to read our FAQs or simply post a message and a community member or Moderator will be glad to help.

Registration and privacy
While no registration is required to view the forums, participants wishing to post a message must register by creating an account with Fcmoney ®Forums The personal information provided by Fcmoney® Forums participants as part of this registration process is governed by our Fcmoney® Forums Terms of Service, Fcmoney® Privacy Policy and Fcmoney Terms of Use. This personal information is not shared with third parties unrelated to Fcmoney for use for their own marketing purposes without the participant’s consent.

Ideas, opinions, and viewpoints of participants
The ideas, opinions, and viewpoints expressed in Fcmoney® Forums belong solely to its participants. Fcmoney does not necessarily agree or disagree with, or in any way endorse comments posted to these forums; nor is fcmoney® responsible for the accuracy of the content of the forums or liable for any damages resulting from following recommendations posted by community members on Fcmoney® Forums.
Inappropriate material
In the spirit of a healthy and helpful community, profanity, spam, personal attacks, flaming, and other inappropriate postings are not tolerated. Such material may be edited or removed, and egregious or repeat offenders will be banned from future participation in Fcmoney® Forums.

Moderators
Fcmoney® may monitor postings to Fcmoney Forums for the purpose of maintaining an orderly arrangement of the information being shared and ensuring that community members adhere to the Fcmoney Forums User Guidelines. This monitoring is carried out by individuals designated as “Moderators” by Fcmoney and identified in the community by the “Moderator” title. Moderators can also answer questions related to the forum software, Fcmoney Forums User Guidelines, or other matters to help users have a successful and productive experience in the FcmoneyForums.

Failure to comply with guidelines
Privileges to participate in Fcmoney ®Forums may be terminated by Fcmoney® immediately and without notice for failure to comply with any Fcmoney® Forums User Guidelines or Fcmoney® Terms of Use.

Disclaimer of warranties and limitation of liability
Most of the material in Fcmoney® Forums is posted by third-party participants. Such content is the sole responsibility of the originator of the material. Fcmoney® is not responsible for this third-party material; nor does it warrant or guarantee the accuracy, reliability, completeness, usefulness, non-infringement on intellectual property rights, or quality of any material that appears in Fcmoney Forums, regardless of who originates the material. Participants understand and agree to bear all risks associated with using or relying on the material. Fcmoney® will not be liable or responsible in any way for any content in the Fcmoney® Forums, including, but not limited to, any errors or omissions in the material, or for any losses or damage of any kind incurred as a result of the use of or reliance on any such material. This disclaimer and limitation on liability is in addition to the disclaimers and limitations contained in Fcmoney®Forums Terms of Service and Fcmoney® Terms of Use.