I have lost my job 2 month ago and I still can't find good one, I am living because I have some saving on my account but a debt in accumulate and more debt and more .. you know how that is if you don't have pernament job only part time.. I am happy that I have part time job as I don't need much money but you know credit card, mortgage and other bill killing me... so back to your case, I am sorry to hear that you have so much trouble with your financial life, I understand that you are learning new thing about finance, you have came to good place where you can learn about money, management, credit card credit score, all about finance in one place so you can ask as many question as you like and i can try to answer all your question but don't ask me what time I am going to bad tonight..
Good luck in learning! also why corporation say that they no longer need your work? You was working for Corporate America?