I am a little of both. I have to where my bank transfers a certain amount automatically to my savings account. I spend the rest on bills and food. I do give myself a little to play with during the month.
Well, Whenever I spend, I never have an intention that I have to spend. I just spend on every necessary thing. I don't even save much either. Just about 500$ per month and thats OKAY.
Well I am balanced one ... for spending I start saving ... after all we want to enjoy this life. Whenever I saw something to acquire ... I fix the target of savings and push hard myself to earn more ...
But however I am always keeping a certaion amount from my saving and I never touch them in any cirecumstances ...
1st of all i think you cant spend unless you save a little and thats what i do! but i am not being able to save much! i really spend alot on beer and party stuff ! i guess i have to maintain my expenditure..
I am defined a person that love to save money and keep my budget in good shape! I don't spend much money if I don't have to and I don't spend actually more than 7 % on my credit card so I want to pay every month in full and if I spend more than 10 % on my credit card with a credit limit more than $100,000 I will simple find my self in financial debt!
I am defined a person that love to save money and keep my budget in good shape! I don't spend much money if I don't have to and I don't spend actually more than 7 % on my credit card so I want to pay every month in full and if I spend more than 10 % on my credit card with a credit limit more than $100,000 I will simple find my self in financial debt!
Save money because economy crisis is coming!
i get your point bro! it is true! economic crisis may arise anytime without warning. i really want to save but again, bad habbit i guess we really need to be serious when we talk about life..