What should I do with my Mortgage?

[student]

I am currently attending to college but think about graduate next year, however I have now a mortgage loan and my earning after graduate will not change drastically as I have good job but not enough to pay for my mortgage , each month I am late with mortgage payment what should I do? I know that I have screw up and I have take home mortgage during my college year but I didn't have any other choice so for that reason I have choose to take home mortgage!
My parents was death in car accident and I was struggle financially and I was suppose to take home mortgage to pay off high interest rates mortgage on my parents home. I have sell those home my still pay home mortgage as I can't afford to keep this together

What should I do to payoff those mortgage?

[admin]

It indicate that your parents pass away and you have take this mortgage to payoff parents home. You have payoff old home mortgage loan with your new home mortgage loan am I right? if yes it indicate that old mortgage is pay in full and you have outstanding balance under your name and your social security? if yes you should refinancing your home and ask to lower your interest rates also depend what kind of loans you have is that ARM( Adjustable interest rates mortgage) or Fixed? variable? also what interest rates you pay on current mortgage how much you pay each month are you able to meet with minimum monthly payment?