Don't ever got blacklisted

[alec11]

Anyone ever got blacklisted by your local bank or loan company?
If not, then do your best for not getting blacklist from them.
It's hard for you to make a loan or credit card if your name already blacklisted.

[puchchu]

Have you faced such terrible situation? I think you have. I havent and I even dont imagine being blacklisted.

[undertaker]

So what is the "requirement" or what you have to do to avoid puting your name at " black list" I don't know much about black list but I think you have to stay current with a payment otherwise companies will destroy your financial life..

[cassie]

I have never been blacklisted, and have never heard of this. Are you talking about being reported to chexsystem for bounced checks? Or are you talking about having your name being submitted due to being overdrawn on accounts?

[DianaR]

I have never heard of anyone getting blacklisted. Your credit score determines who will lend you money or not, or what your interest rate might be, but that isn't being personally blacklisted, it is not qualifying.

[luvbunnies42]

Originally Posted by cassie

I have never been blacklisted, and have never heard of this. Are you talking about being reported to chexsystem for bounced checks? Or are you talking about having your name being submitted due to being overdrawn on accounts?

That's the same questions I have.I've also not ever heard of it.But, I know from experiance when I worked retail that people who bounced checks were no longer allowed to shop in our store unless they paid with credit or cash.We had list that would go around and off and on we all had their info so we knew who not to accept checks from.