FICO and BK7 discharge

[elitesystem]

well i was wondering that when a BK7 discharge is reported, does it affect your FICOs? any advice would be appreciated! thankx

[fcmoney]

If you bankruptcy was discharged it still affect your Fico Credit score depend on your credit report and depend when it was discharged, when you file bankruptcy you should have lot of debt that you were not able to payoff so pretty much saying you dig yourself into financial disaster and can't pay off your obligation , it take time until bankruptcy is erase from your Credit report normally it take 7 years but lot of creditor keep bankruptcy record up to 10 years you can request to remove bankruptcy after 7 years!