Credit cards really decrease my credit score

[pearly]

Credit cards help quite a lot but it just make us mad, when the time for the payment (pay back deadline) is over then they'll screw u like anything.. I had my own experience on this...

How can I improve my credit score, what the quick way to improve my credit score, is there any way to improve my credit score, I heard that people increase they credit score in just a minutes, what is the best way to increase a credit score?

Please help me increase a credit score!!!!

[adampiotrek34]

When it time to pay your monthly payment you need to send a check and they will credit your account, remember that you check need to be clear before due date, you can't simple send check on due date even e-check because still e-check need to clear 3 days, so let say your deadline is in 20's every month you have to deposit you check 3 business day before it clear, if it not clear on 20's at 5:00 Easter Time it mean that you are late in Payment and $30 dollar late fee apply, you can waive those fee by calling customer services but it not guarantee that customer services will lower those fee

Also if you don't have enough money to pay in full pay minimum but never be late. You should never ignore due date on your credit card!

[admin]

There is not easy answear to improve your credit score . If you have a credit score it doesn't matter what is your credit score let start from this point, you should buy fico credit score from all three credit report agency don't go with Fako like transunion, experian and Equifax( equifax have fico) but those 2 other have fako mean generic score of Fico, so once you have fico credit score and ofcourse you can only get fico directly from fico web site with is fico.com and then check what wrong on your credit score, let start with inquire, is there any inquire, if yes, delete those inquire, transunion you can bump then read moneycastle forum about how to bump inquire then remove from Equifax, call them simple say not mine , then in experian write a letter to them, so you have your inquire remove check for late payment if you have write a letter to creditor to remove your late payment and then tell me what is your buddies ( what wrong with your credit score, bankruptcy? high credit card balance? over limit? what is your debt-limit ratio?

Once you tell me all about your credit score I can help you find the best solution to increase your credit score

Good luck on your credit score and financial life!