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How to repair my friend credit report
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Default How to repair my friend credit report - 06-28-2008

My friend have 5 times late payment on his credit report card and he don't know how to remove his late payment he have call his creditor but creditor don't wish to talk to him what he can do to remove late payment on his credit report. Those late payment appear under all 3 credit report agency trasunion, equifax and Experian
   
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deregatory account on credit report!
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Default deregatory account on credit report! - 06-29-2008

You friend should never call to credit report agency the best way is to communicate with mail as you have a proof that you have send request to remove late payment, mail communication is the best to remove your credit inquire and any derogatory items that appear on your or your friend credit report!
   
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this is how I have freeze my credit score
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Default this is how I have freeze my credit score - 06-29-2008

You should read my article and my personal advise how you can remove error that appear on your credit report with in 48 hours or less!

There is many way to correct error and mistake that appear on your credit report but I want to talk one that is absolute fastest way to correct errors on your credit report and raise your credit score. If you apply for a home loan and find mistake on your credit report , request the loan officer to conduct a rapid rescue with is like freezing your credit score mistake for a while
The Rapid Re score strategy requires proper paperwork. You need proof that the item is incorrect. It must come from the creditor directly it can't be faxed or send by you. It must be officially come from creditor directly with me your bank . Creditor must send a letter stating the account is not your account it should be a prove, also if you have dispute those items in credit report agency this is also a proof if you are victim of identity theft this is also a proof! , like bankruptcy discharge! You can also hire professionals company like Lexington Law to resolve your credit problem. This is the same documentation a bank or mortgage company would require for the credit accounts anyways. The difference is, now you can improve your credit score and receive a lower interest rate. The results are not guaranteed and will run you about $50 per account you can try to remove by calling directly to creditor and ask to speed dispute investigation as you are looking to take home loan and you don't like to pay high interest rate!

Last edited by jerrico; 06-29-2008 at 12:15 AM.
   
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Lexington Law solution to remove deregatory account from your creidt report!
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Default Lexington Law solution to remove deregatory account from your creidt report! - 06-29-2008

I have try to freeze my credit score for 6 month and I almost file for bankruptcy because of a trouble I have have during those freezing period, You need to hire professional lawyer to resolve your credit score problem like Lexington Law , Lexington law is the best credit score solution this is what they can do for you!

Lexington Law leverages your consumer rights and our unparalleled experience to engage the credit bureaus and your individual creditors. We work on your behalf to remove questionable negative items from your credit reports.
   
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