Credit account history

[sr106]

I have research many web site about credit score and credit card , but it kept picking up on the keyword "Credit" and I didn't know of another way to word this question...so anyone can help me?

My problem is that Equifax doesn't have any of my credit history reported I think because no credit card issuer want to report to Equifax is that possible? I have few credit card 2 closed and 5 still open. All of the reports for each month on all accounts are listed as "Unknown". I was wondering how to fix this. Do I need to write Equifax and request they do an inquiry into my credit history? Or do I need to contact each individual lender and ask them to report my information to Equifax?

I appreciate any help in advance please answer a question about credit score!

[bhushna22]

See firstly u need to call the bank and get this clarified first of all.
Then also write to that bank from where u are getting error also.

[chrisosa]

Credit card company is not require to report to all 3 credit reporting agency with is trasnunion equifax and Experian, and even any of those, they report because they want to report but no law state that they have to report to credit report agency.. you may ask them polite if they can report to all 3 credit report agency and they may say yes if they say now.. then ask to speak with supervisor may be supervisor can help you to resolve your credit card problem

[Daglu]

Just do as both of them have said call the bank and get it clarified as only the supervisor will know these things and these things you as a user should also know at the beginning of the usage of the card.

[money3]

You don't see any credit report on Equifax because creditor don't notify equifax that you have existed account with them , you can call your creditor and ask to send credit report to Equifax and explain them that you really work on your credit report to improve your credit rating and want them to send a credit activity to all 3 credit report agency trasnunion, Equifax and Experian!

[support]

I have the same problem that Equifax and Trasunion don't have any of my credit card activity so I have call customer services from Bank of America and they have send request to update my credit report and now I am able to see activity from my credit card company also it take 1 month to update your credit report so be patient!