how to increase your credit score, this question is worth thousand of dollars, and i try to explain from basic to advance level how to increase your credit score! many people is strugling all the time and ask the same question over and over again the question is how to increase your credit score!, I know I am reapeating myself but this is true, people dont know how to increase their credit score, and is hiring a layers that specialize in increase credit score after bankrupcy, remove late payments, and remove buddies that appear on credit report! this is not the way that people want to hear! people need to work on their own to increase their credit score save money! if you want to spend $1000 for a layer advise or 10 thousand dollar to repair your credit score you better to pay off your debt by having debt consolidation plan or use debt settlement agance instead of giving a lawyer those money! Lawyer can't do anything more than you can! you need to negotiate with a creditor such as credit card , loans, banks, financial institution to lower intrest rate on you credit card or loans!, if you tell them that you have good credit score and you want to pay interest rate lower they will listen and understand this and lower you interest rate! this is real work and if you have lower interest rate you can save some dollars on crazy interest! Some people paying over 22% in interest and dont care that they spend lot of money in Interest payment! they only want to pay it off how to pay it off if they dont have a money to pay it off at all? that why people are borrow more and more and more money and dip themself in more debt! stop this, you better cut spending that live without home later on! You are working hard to have something in life and then you want to loose your home? Why? because you were spending too much in your younger life? This is not how supposte to be! you need to know how to manage financial life! I was in financial trouble few years ago and I know how to increase as well how to decrease credit score! First you need to remeber that if you are late on your payment you credit score will just go down 200 point, yes I know you think Just? go down 200 point? never ever and remeber rule number 1 never be late, rule number 2 never be late, and rule number 3, look at rule number 1, and 2!, remove inquire that dont belong to you this will increase some point i will pay 2-3 point per each inquire this is good if you are seeking few more point!, pay off as much as you can and then dispute your balance so that creditor need to update your balance in system and your credit score will increase. Also dispute any items that is appear on your credit score, Credit score is very imporatnt aspect in your fianncial life! So please keep going up dont give up, if you credit score drop down! Remeber in order to be sucesfful in financial life your credit score need to be higher!!!
